Annuities: Fixed Annuities Guarantee a Predictable Financial Future

Annuities may seem confusing at first, but simply put, they are a financial tool designed to help provide steady income during your retirement years. You pay a certain amount in your annuity, it grows over time, then you begin to receive income for life or a set number of years when you retire.

Worried About Outliving Your Money?

Grow your retirement nest egg with these annuity options. Annuities are financial products that allow you to accumulate your retirement income on a tax-deferred basis.

Royal Neighbors offers several types of fixed annuities.

• A flexible premium deferred annuity may be a good choice if you want to make regular contributions to your annuity over the years as you plan for retirement.
• A single premium deferred annuity allows you to pay an initial
  lump-sum premium payment into your annuity to save toward your retirement.
• A single premium immediate annuity allows you to make a single lump-sum premium payment and start receiving steady, fixed income payments immediately.